Saving for Retirement: What Women Need To Know
You may know that most women are generally paid less than men during their working lives. But did you know women can face unique challenges in retirement, too? For example, older women are more likely than men to be single and in poverty. Learn what you can do to have a more comfortable and self-sufficient life in your later years. Be empowered to take control of your financial journey and build a solid financial future.

Quick-Start Guide to Women and Retirement
Women are commonly living two to three decades past retirement age. A UBS Wealth Management study found that 60% of widows regretted not having an active role in financial planning decisions with 56% finding surprises like high debt after their spouse passed away. Your retirement and investment income, social security and real estate holdings are precious and require careful planning and management to last. Now is the time for action. Take a few minutes to boost your knowledge and build your confidence. You can do this. Let’s get started!

SmartHER Money
Women are more likely to be financially responsible for their families, have longer life spans and fill in as full-time caregivers for children and aging parents. With all these complex and changing roles, women need to remember to put their financial security first.
The Iowa Insurance Division is in the development stages of the SmartHER Money public education and outreach program. SmartHER Money aims to empower women to face their fears and anxieties about money, financial planning and investing and provide them with resources to increase their financial literacy, set financial goals, develop a retirement plan and achieve financial security.
The inaugural SmartHER Money Conference in Cedar Falls, Iowa scheduled for August 19, 2021 has been postponed.