As Iowans plan to celebrate Valentine’s Day this weekend, the Iowa Department of Insurance and Financial Services is warning consumers to be on guard against romance scams and so-called “relationship investment scams,” a fast-growing form of fraud that blends emotional manipulation with fake investment opportunities. Relationship investment scams are a
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DES MOINES—Attorney General Brenna Bird hears frequently from Iowans that they often find it difficult to cancel unwanted or unused subscriptions. These could be anything from online streaming services to regularly delivered dog food. Subscriptions may be marketed as free to try, but they will often auto-renew unless you cancel.
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October is a critical month for those on Medicare. With the start of the Annual Open Enrollment Period on October 15th,those on Medicare have until December 7th to join, switch, or drop a Medicare Advantage (Part C) or Part D (prescription drug) plan. Costs, benefits, provider networks and what prescriptions
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September is Life Insurance Awareness Month, making it an ideal time to educate yourself about this important financial decision. According to the Life Insurance Marketing and Research Association (LIMRA), 44% of consumers are only somewhat or not knowledgeable about life insurance. Life insurance pays a death benefit to your named
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Severe weather, high winds, or old age can cause trees or large branches to fall, sometimes causing damage to your home, garage, fence, or vehicle. In the aftermath, many homeowners wonder if insurance will cover the damage and what steps to take next. In most cases, standard homeowners insurance does
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DES MOINES—As our great Iowa State Fair approaches and concerts and shows are scheduled in venues all over the state, Attorney General Brenna Bird is reminding Iowans to be cautious when purchasing event tickets. Digital tickets and purchases are now prevalent, leading to an increased risk of ticket scams. Scammers
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Service contracts are legal agreements that specify the terms and conditions for providing a specific service, and the responsibilities of each party. The Iowa Insurance Division (Division) regulates two types of service contracts: motor vehicle and residential service contracts also known as home warranties. Iowans can purchase motor vehicle service
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Travel insurance safeguards your investment in a costly trip by covering unexpected events that could disrupt your plans. It can reimburse pre-paid, non-refundable expenses for unforeseen circumstances. Consider purchasing a policy if there is a chance the trip could be impacted by severe weather, a loved one has a pre-existing
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Graduating from high school or college is a major milestone and comes with new responsibilities, including managing insurance needs. Whether driving a car, renting an apartment, or planning for your health, understanding basic insurance coverage is essential for financial protection. For cheaper car insurance it’s smart to stay on your
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When disaster strikes, whether a tornado, fire, burglary, or other insurance-covered peril, homeowners and renters often find themselves overwhelmed by the loss and the claims process. One critical step an insured can take to prepare for such situations is to create a comprehensive home inventory. After a covered peril occurs,
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